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                                    National Financial Professionals of America
                                                   Preferred Providers Plan
                                             Health and Welfare Benefit Plan
                                       All Regions except Northeastern United States
                                    Client Fee Schedule Effective 05/01/2001 Enrollments

                    80/60 Plan                                                                                90/70 Plan

                        $250 Deductible                                                                           $250 Deductible


Age
18-49
50-59
60+
Age
18-49
50-59
60+
Member
$203
$282
$310
Member
$225
$314
$346
M+1*
$362
$460
$507
M+1*
$403
$512
$563
M/Fam**
$517
$599
$659
M/Fam**
$574
$667
$734


                 $500 Deductible                                                                           $500 Deductible

Age
18-49
50-59
60+
Age
18-49
50-59
60+
Member
$183
$255
$281
Member
$203
$282
$310
M+1*
$326
$415
$457
M+1*
$362
$460
$507
M/Fam**
$466
$540
$595
M/Fam**
$517
$599
$659


                $1000 Deductible                                                                        $1000 Deductible

Age
18-49
50-59
60+
Age
18-49
50-59
60+
Member
$165
$229
$252
Member
$183
$254
$281
M+1*
$294
$374
$412
M+1*
$326
$415
$457
M/Fam**
$419
$487
$536
M/Fam**
$466
$540
$595

*M+1 equals either Member + spOuse or Member and 1 child. (Parent w/multiple children add $25.00 per Addt'l child).
**M/Fam equals Member, Spouse, and up to 3 children. Each Additional child, add $25.00.
***Each Certificate applied for contains all applicable monthly fees and administrative charges.
**** Fee Schedule based upon Monthly Bank Draft program.
NO COVERAGE OR RATE CAN BE GUARANTEED UNTIL APPROVED AND ISSUED.             

APPLICATION PAGES, ClickApp1  :     
                                                                                                                                                                        (09/01/01)      A