National Financial Professionals of America
                                                   Preferred Providers Plan
                                             Health and Welfare Benefit Plan
                                              Northeastern United States
                                          All States North and East of Pennsylvania
                                    Client Fee Schedule Effective 05/01/2001 Enrollments

                    80/60 Plan                                                                                90/70 Plan

                        $250 Deductible                                                                           $250 Deductible


Age
 18-49
 50-59
 60+
 Age
 18-49
 50-59
 60+
Member
 $214
 $298
 $354
 Member
 $225
 $314
 $374
M+1*
 $411
 $506
 $639
 M+1*
 $434
 $536
 $676
M/Fam**
 $620
 $699
 $844
 M/Fam**
 $656
 $739
 $893


                 $500 Deductible                                                                           $500 Deductible

Age
 18-49
 50-59
 60+
 Age
 18-49
 50-59
 60+
Member
 $201
 $282
 $335
 Member
 $214
 $298
 $354
M+1*
 $388
 $479
 $603
 M+1*
 $411
 $506
 $639
M/Fam**
 $615
 $661
 $797
 M/Fam**
 $620
 $699
 $844


                $1000 Deductible                                                                        $1000 Deductible
Age
 18-49
 50-59
 60+
 Age
 18-49
 50-59
 60+
Member
 $191
 $267
 $318
 Member
 $201
 $282
 $335
M+1*
 $367
 $453
 $571
 M+1*
 $388
 $479
 $603
M/Fam**
 $581
 $625
 $754
 M/Fam**
 $615
 $661
 $797

*M+1 equals either Member + spuse or Member and 1 child. (Parent w/multiple children add $25.00 per Addt'l child).
**M/Fam equals Member, Spouse, and up to 3 children. Each Additional child, add $25.00.
***Each Certificate applied for contains all applicable monthly fees and administrative charges.
**** Fee Schedule based upon Monthly Bank Draft program.
NO COVERAGE OR RATE CAN BE GUARANTEED UNTIL APPROVED AND ISSUED. 

Click Application1                    
  and fill in all information requested. Select your appropriate Premium level and submit a check for the first month, payable to: TRG Administration, and mail to "Health Care Quotes.com, 1039 Isabella Ave., Coronado, CA 92118.                                                                                                                                                                   (09/01/01)